Several factors determine the price of insurance, including the type of policy, the duration of the policy, and your personal details.
For example, the year your seasonal house was built affects the cost of your home insurance. The type of heating used inside the home has an impact as well.
However, the biggest factor that affects how much your policy costs is the location of your seasonal home which is determined by the postal code. The farther away from a responding fire station your home is, for example, the more you’ll see your seasonal insurance policy cost.