Comprehensive insurance covers your home and outbuildings, like sheds and greenhouses. If you have current home insurance, it should protect you from most risks and damage to your home, belongings and outbuildings.
Broad coverage pulls back a bit from the comprehensive coverage and should protect you from most risks and damage to your home and outbuildings, but will include only named perils on belongings.
Homeowners insurance covers injuries to people in your home, like kids, pets, or guests, and protects you from liability.
When buying a policy for yourself, the insurance coverage is determined by the value of your house and the items you want to protect. This includes safeguarding against risks such as theft, fire, and other major disasters.
Our experts are available to chat on which type is right for you and your home.