Group benefits coverage in Manitoba
Many options exist within your company's group health insurance plan.
Extended health care
Do your employees want a massage once in a while? How about up-to-date glasses? Extended health care coverage can include some of the most sought-after benefits that your employees will thank you for:
- Prescription coverage
- Medical services and equipment
- Hospital expenses
- Appointments with paramedical practitioners
- Emergency travel insurance
- Vision coverage
Dental care
Do you want to see more of your employees brightening your office with their smiles? By offering dental coverage to your employees and their families, you can help protect their teeth and gums with coverage for several dental procedures, including:
- Preventative and basic procedures
- Endodontic treatments
- Major restorative procedures
- Orthodontic procedures
Life and living benefits
When your employees leave the office, they have loved ones waiting for them at home. With life and accidental death and dismemberment insurance, you can offer employees a tax-free payment for their beneficiaries if they were to pass away. You may also provide dependent life insurance, allowing employees to offer life insurance to their loved ones.
Critical illness insurance
With critical illness insurance, employees will receive a lump-sum cash payment in the event of a critical diagnosis. They can use this to help pay off debts, make necessary home renovations, hire a caretaker, or for any other reason that the employee chooses.
Disability insurance
Help employees protect their income in the event of an illness or injury with a weekly indemnity benefit for short-term periods of disability and a long-term disability benefit for extended absences.
Health and wellness programs
Help your employees be at their best with specialty programs to help them prevent, manage, and treat both short-term and chronic health and mental health concerns, live a healthy lifestyle, and develop good habits.
As an employer, you can help employees return to work from disability leave with a Disability Management program, ensuring they receive the tools and care necessary to get them back on their feet as soon as possible.
With a Second Opinion Consult program, employees will have easy access to doctors' referrals, assessments, and testing for covered conditions.
With an Employee Assistance Program, you can give them access to counseling and lifestyle coaching services around the clock, on their phones, computers, or in person.
Private health services plans
Offer your employees flexible benefits with a Private Health Services Plan (PHSP), allowing your company to use before-tax dollars to pay for eligible healthcare expenses not covered on traditional benefits plans. You can offer your employees a Health Care Spending Account, a Personal Spending Account, and more!
