Agro Insurance

Home and personal property
This coverage is available on the same packages that are available to urban dwellers, whether you own or rent your dwelling.

Machinery, equipment, tools and parts
These can be insured individually or on a blanket basis. Loss of use is also available for rental of farm implements when yours are disabled due to an insured peril.

Livestock
Livestock can be insured individually or on a blanket basis. Coverage can be for Fire, Lightning and Explosion or for broad coverage which may also include smoke, wind, hail, flood, collision with vehicle, shooting, collapse of building, drowning, artificial electricity, attack by dogs or wild animals, entrapment, theft and mutilation.

 
Grains, Fertilizers, Chemicals, Feed and Produce
These may also be protected for either Fire, Lightning and Explosion or broad coverage which may also include wind, theft, vandalism and while in Transit.

Barns, Granaries and other Agricultural Buildings
These may also be insured to replacement cost or actual cash value. They can be insured against damage as a result of fire and lightning, or they may be protected by extended coverage, which includes wind, hail, explosion or vandalism.

Farm Income and Extra Expenses
These can be protected when your farm business is interrupted and you incur a loss of income due to an insured peril.

Farm Liability Coverage
This protects you against legal claims resulting from unintentional property damage, bodily injury or death. In addition, most policies provide coverage for defense costs relating to a suit brought against you.

A farm policy is designed to meet the needs to today's farm business. Each farmer can have a policy that best suits his or her individual farming operation.